Tax planning: unlocking the potential in every pound

Tax planning is not about reacting to deadlines, it’s about giving your money the best possible chance to grow.​

Every pound saved from tax today is a pound compounding tomorrow. With thoughtful, long-term planning, more of what you earn can stay invested, building momentum and supporting your future goals.​

In this session, Rathbones’ experts will explore the essentials of tax-efficient financial planning,covering income tax, capital gains tax, inheritance tax and specialist structures. You’ll see how planning ahead, rather than at year end, can help you make the most of allowances and reliefs, avoid unnecessary friction, and keep your wealth working harder over time.​

We’ll also share practical considerations ahead of April, helping you take advantage of the opportunities available now and position yourself confidently for the long term.​

We’ll address common questions such as:​

• How pensions are taxed and what recent changes to salary sacrifice mean for your contributions​
• How gifting strategies can support long-term planning and inter-generational wealth​
• Understanding the £100k income threshold and why it matters for higher earners​

Key takeaways:

• Why tax planning plays a vital role in growing wealth over time​
• How structuring investments and timing disposals can support long-term outcomes​
• Making the most of allowances and reliefs throughout the year​
• Understanding the inheritance tax landscape and the value of early planning​
• Practical insights on pensions and gifting​
• Actions to consider before April to keep your money working harder